What is Ford Credit?

Ford Credit is the financial services division of the Ford Motor Company. Whether you’re interested in buying or leasing a new Ford vehicle, you stand to benefit in exciting ways when you work with Ford Credit to plan your purchase. Located near Elk River or Rogers, MN? Explore the benefits of Ford Credit and learn about the special programs available today!

Buying vs. Leasing with Ford Credit

Are you looking for a Ford finance plan? What about a Ford lease? No matter which of these paths you take, Ford Credit will work with you to ensure that you can move forward today. Here are your options:

Buying with Ford Credit

  • Standard Purchase
    • When you purchase your vehicle with Ford Credit, you can customize or modify your vehicle at any time. Better yet, there are no mileage limitations or wear charges, so you can drive where you please, and work as hard as you want to! New, used, and CPO Ford vehicles all qualify for this basic Ford finance plan.
  • Ford Flex Buy
    • Would you like to enjoy lower payments for the first few years of ownership? Opt in to the Flex Buy program. What is Ford Flex Buy? This is a financial plan that focuses on providing lower payments during the first three years. Flex Buy is offered in 66-month or 75-month terms. You can work directly with the Ford finance team to select the payment plan that’s best for your budget—that’s the Ford Credit advantage! Note: Ford Flex Buy is only applicable to new vehicle purchases.


  • Red Carpet Lease 
    • Leasing is a great option for the driver who wants to enjoy lower monthly payments. You’ll also be able to trade up for another model in a few years’ time or purchase the vehicle you’ve been leasing.
    • With a Red Carpet Lease, you’ll be able to choose between seven mileage options. It’s also smart to take advantage of their Advance Payment Program, which lets you make all of your leasing payments upfront.

Ford Credit Advantages

Working with the Ford Credit team offers tons of benefits. Just for starters, you’ll be able to collaborate with finance experts who have a great deal of experience helping drivers from all walks of life!

Many drivers can also access personal assistance! If you get sick, get hurt, or have an accident, you may be eligible for relief payment to help you keep your vehicle. Victims of natural disasters might also qualify for aid from the Ford Credit division.

Take Advantage of Ford Credit with Cornerstone Auto

What is Ford Credit able to do for you? Contact us or visit us in Elk River to discover the Ford Credit advantage. If you’re ready to move forward with a new, used, or certified pre-owned Ford model, visit Cornerstone Ford in Elk River, MN, or reach out to the Cornerstone Ford finance department today!

While you’re at it, make sure to explore the unique offers and incentives that you’ll only find with Cornerstone Auto! We can also assist you with negotiating a good interest rate and how to get approved for financing if you have no credit.

Contact Us
Cornerstone Auto 45.3767051, -93.3884585.