Get Fresh Start Auto Loans
Have a low credit score, but need an auto loan? Cornerstone Automotive Group can help you! Our car dealerships offer auto loan financing regardless of your credit score and loan history. Get a car loan with our Fresh Start Auto Financing Program at our Minnesota dealership today!
Credit Rebuilding Fresh Start Program Auto Financing FAQs
Can I start the auto financing process before I arrive at one of your car dealerships?
Yes! You can contact our auto finance department today to talk to our fresh start financing team. We will help you prepare for obtaining auto financing and help you complete the first steps of most lender program requirements. At this time, we can also answer any questions you may have about the Fresh Start Program.
What do I need to bring in?
Every bank is different, and they all have a variety of requirements depending on your individual auto loan application. The standard documents that you need to bring in are proof of income and your driver’s license or valid ID . It is also recommended to bring in proof of your current address in the form of a utility or cell phone bill.
How much money do I need to put down?
Every approval is based on your unique situation. Although zero cash down approvals may be possible, having money down generally opens up more lender programs and improves your chances of approval and vehicle selection.
Can I get approved before I come in?
No; however, we may be able to pre-qualify you before you come in, which is typically one of the largest obstacles.
How long will it take to secure an approval?
The length of time depends on the lender and how prepared the customer is. In many cases, the purchase process takes between 1 and 3 hours, with some transactions completed more quickly.
What kind of vehicle can I get approved for?
The type of vehicle approval ultimately depends on the lender programs you qualify for at the time of your application, lender-specific guidelines and current vehicle availability. You will know your vehicle options when you visit the dealership and meet directly with Cornerstone Automotive Group’s Fresh Start Finance Specialist. Your application is valid at all of our dealerships’ inventories, which includes 7 brands (Chevrolet, Kia, Ford, Jeep, Dodge, Ram, and Chrysler.) Regardless, our goal is to help you obtain financing success today!
Can my co-signer live out of state?
Yes, depending on the lender’s requirements.
What is the interest rate?
There is no one set interest rate for special finance approvals. Your rate will be determined by the lender based on your credit profile, down payment, and vehicle choice. Our goal is to work with multiple lenders to help secure the best approval available for your situation.
Do you work with bankruptcies or repossessions?
Yes we do!
Visit us at Cornerstone Automotive Group today to get started!
